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Marine insurers do engage marine surveyors to verify and assess damages on cargoes and vessels so as to assist them in deciding to pay only genuine claims to their assureds. Section *8(4) of the Marine Insurance Act ***6 says that the assured has a duty to take reasonable measures to minimise loss. Therefore, it is imperative for  insurers to appoint a marine surveyor who understand marine insurance to report on whether the assured takes reasonable measures to mitigate loss and the claims are not inflated.